Home Loans

Your Home Finance Guide by New Africa Bonds & Insurance

Are you in the market for a new home in South Africa? At New Africa Bonds & Insurance, we specialize in helping people like you secure the residential mortgage loans that turn dreams into reality.

Getting approved for a home loan is a crucial step in buying your dream home.

That's where our experienced bond originators come in. They're committed to making this process as smooth and straightforward as possible for you.

We don't just help you with loan applications; we also negotiate interest rates and fine-tune your mortgage application to make it more attractive to financial institutions.

The bond originators at New Africa Bonds & Insurance have the know-how and experience to customize your home loan so it meets your specific requirements.

What sets us apart is our focus on personalized service, where each client receives individual attention.

Requirements for Securing a 105% Home Loan in South Africa

If you're interested in securing a 105% mortgage, you'll need to meet certain conditions:

  • Citizenship: You must be a South African national.
  • First-Time Buyer: This should be your first home purchase.
  • Price Cap: The home's selling price should not exceed R1.8 million.
  • Age Limit: If you're seeking loans from ABSA or FNB, you must be younger than 35.
  • Financial Evaluation: Loan approval will depend on your financial stability and credit rating.
  • Exclusions: This type of loan does not cover vacant land, construction loans, or business entities.

New Africa Bonds & Insurance: Your Go-To for Home Loans in South Africa

At New Africa Bonds & Insurance:, we're experts in bond origination and bridge financing, along with a variety of other specialized services.

Whether you're taking the plunge as a first-time homeowner or considering refinancing your current mortgage, we're dedicated to helping you through every step to find the loan that suits you best.

Our focus on exceptional customer care and fostering enduring client relationships means you'll get the most favorable outcomes.

Reach out to us today to discover more about our residential mortgage options and how we can assist you in fulfilling your dream of owning a home.

Ready to Apply for Your Home Loan? Get Started Now!